OCBC Blue Chip စေတာ့ ရွယ္ရွာေလးေတြ မိမိေငြလစဥ္ေဒၚလာ ၁၀၀ ထဲႏွင့္ စေတာ့၀ယ္ကစားလုိ႔ရေနပါၿပီ!

We make tools Your make do!

Credit @ Ko Nge

OCBC Blue Chip စေတာ့ ရွယ္ရွာေလးေတြ မိမိေငြလစဥ္ေဒၚလာ ၁၀၀ ထဲႏွင့္ စေတာ့၀ယ္ကစားလုိ႔ရေနပါၿပီ!

ေျပာသံေတြၾကားေနရပါတယ္ ေရႊေလးေတြ စေတာ့ကစားေနတယ္လို႔! အမွန္ပါဘဲ...
အခုရွာေဖြေတြ႕ထားတဲ့ OCBC က စေတာ့ ရွယ္ယာေလးပါ....
စေတာ့ရွယ္ရွာေတြအေၾကာင္းဘာမွာနားမလည္ရင္ အခုလို ဘဏ္ေတြကေရာင္းတဲ့ စေတာ့ရွယ္ယာေလး ေတြကို ၀ယ္စုက်ပါလို႔ေျပာခ်င္ပါတယ္၊ ဘယ္ေလာက္မွ မရွိပါဘူး တလမွာ $ 100 ေလးကို တလဖုန္းဖိုးေလာက္ဘဲရွိပါတယ္၊ ဒါမွမဟုတ္ဖုန္းေတြ တျခားအေထြေထြသံုးေတြ စတင္ေခၽြတာရင္ရပါၿပီ၊
ဒါက OCBC စေတာ့ရွယ္ယာေခၚေနတဲ့ Blue chip ရွယ္ယာေလးေတြပါ..
သင္စိတ္၀င္စားရင္ ရွယ္ယာေလးေတြ၀ယ္လို႔ရပါတယ္...
လစဥ္ အနည္းဆံုး ေဒၚလာ ၁၀၀ ကေနလစဥ္စၿပီးမိမိႏိုင္သေလာက္ ၁၀၀၊၂၀၀၊၃၀၀ကို မိမိစိတ္၀င္စားတဲ့ စေတာ့ကုမၸဏီ၂၀ထဲက မိမိႀကိဳက္တာ ၄ခုထိကိုေရႊးခ်ယ္ၿပီး မိမိရဲ႕ Deposit A/C  ကေန စ၀ယ္လို႔ရတာပါ..
ဒါမဟုတ္ SRS A/C ကိုဖြင့္ထားၿပီးရင္လဲရပါတယ္၊
ဘယ္သူေတြမဆို ၀ယ္ကစားလို႔ရပါတယ္ ၊ စကာၤပူ၊PR၊ စကာၤပူမွာေနထိုင္တဲ့ႏိုင္ငံျခားသားမဆို ၀ယ္လို႔ရပါတယ္၊
ကဲ! အေပါင္းအသင္းမ်ားစိတ္၀င္စားၿပီလား! စမ္းၾကည့္လိုက္ပါ... သင္တို႔ အက်ိဳးရွိရင္ ေပးရက်ိဳးနပ္ပါၿပီ...

http://www.ocbc.com.sg/personal-banking/Investments/bcip-counters-list.pdf
http://www.ocbc.com/personal-banking/Investments/investing-in-singapore-blue-chips.pdf

http://www.ocbc.com/personal-banking/investments/bcip-faqs.pdf

The affordable and hassle-free way to invest in blue chip shares

Start from

S$-100 a month

Quick Links

More about shares counters
Fees and Charges
FAQs

Eligibility

• Age 21 and above
• Singaporeans, Singapore PRs / Foreigners residing in Singapore

Apply now

Why invest through BCIP?

 

Access to blue chip shares from as low as S$100
Buy smaller numbers of shares with your chosen monthly investment amount instead of the standard lot size of 1000 shares.


Conveniently invest without timing the market
BCIP invests in your selected share counters each month. This reduces the risk of market timing and potentially lowers your average price per share over time.


Flexibility to make changes
There is no lock in period. You can give instructions to amend share counters or investment amount, and sell your shares through OCBC Online Banking.

How does BCIP work?

Review the 20 blue chip share counters and select

• Which share counter to invest in;
• Your desired monthly investment amount per share counter

Log on to OCBC Online Banking and apply for BCIP.
All you need is an OCBC deposit or SRS account to get started with your BCIP account.

We will execute your orders on the 22nd of each month if it is a business day. Over time, BCIP will accumulate blue chip shares for you.

You will be entitled to dividends, whenever declared by the respective company or ETF.

Log on to OCBC Online Banking any time to review your plan, give instructions to change orders or sell your ....
 

http://www.ocbc.com/personal-banking/investments/bluechip.html?utm_source=ocbcwebsite&utm_medium=hometextbanner&utm_campaign=bluechip2013#more-about..

view the latest prices on www.sgx.com

Bcip Counters List

1. Key in the SGX code in the "Stock Search"

2. Select the share counter from the search results

3. Refer to 'Last Done' for the latest price

OCBC banking services will be disrupted between 8 and 9 August!

 

 

 

 

OCBC A/C ပို္င္ရွင္ေတြ သတိေပးခ်က္.....

2am - 1pm, 9 August (Friday) :မွာ သူတို႔ရဲ႕ဘဏ္စနစ္ေလးေတြ   အဆင့့္ျမင့္မွာမို႔ ယာယီပိတ္ထားမွာ
ျဖစ္ပါေၾကာင္း....

Our banking services will be disrupted between 8 and 9 August...

 4pm, 8 August (Thursday) - 2am, 9 August (Friday) :
Only frequently-used ATM, Internet and Mobile Banking services will be available.

2am - 1pm, 9 August (Friday) :
No services available, including through the shared ATM network with UOB.

Please withdraw cash and make all needed banking transactions by 1.59am on 9 August.

Find out more

................................................................................................

Our banking services will be disrupted
from 8 to 9 August as we upgrade
our banking system.

Announcement

We will be upgrading our banking system during the long public holiday weekend next month. Our ATM and Business Internet Banking (Velocity@ocbc) services will be disrupted from 4 pm, 8 August (Thursday) to 1 pm, 9 August (Friday).
For details, visit www.ocbc.com/upgrade.

Which services will be affected?

Internet & Mobile Banking

ATM

Passbook Update

Phone Banking

Payments and purchases using OCBC Visa/Mastercard credit cards NOT affected both locally and overseas.

How will I be
affected?

8 AUG (Thu), 4PM

SOME SERVICES UNAVAILABLE

Most frequently used services will
still be available during this period.

(mouse over icons for list of unavailable services)

• 
• 
• 
• 

UNAVAILABLE SERVICES

• Change Mailing Address
• Change Personal Details
• Account Opening (Current and Savings Account)
• Reactivate Account (Current and Savings Account)
• Manage E-alerts (Subscribe and Unsubscribe)

UNAVAILABLE SERVICES

• Savings Account Consolidated Details
• Cheque Book Request
• Update Personal Particulars
• Quick Transaction
• Update Particulars (Update CDP Account No.)

UNAVAILABLE SERVICES

• Passbook Update

UNAVAILABLE SERVICES

Phone Banking (Personal Banking)

• Statement Request for Savings and Current Account / Credit Card
• Report Loss of Savings Passbook

Phone Banking (Business Banking)

• Statement Request
• Cheque book request

9 AUG (Fri), 1PM

SERVICE RESUMES

All banking services will be back to normal

 

9 AUG (Fri), 2AM

NO SERVICE

All services will not be available.

How to minimise inconvenience?

Before 1:59am, 9 Aug 2013 (Fri)

• Top up your CashCard or EZ-link card
• Withdraw additional cash

• Pay or settle any outstanding bills
• Perform necessary funds transfers

Thank you for your patience, and sorry about the inconvenience.

Questions You May Have

When is the system upgrade happening?

To minimise the inconvenience to you, the system upgrade will take place over the Hari Raya Puasa and National Day Public Holidays from 4 pm on 8 August to 1 pm on 9 August, 2013.

How will I be affected?

You are most affected from 2 am to 1 pm on 9 August when NO services will be available at our ATMs and Online banking platforms. Therefore, please withdraw enough cash, top up your CashCard or transfer money to that important someone by 1:59 am on 9 August.

Stage 1
From 4 pm, 8 August (Thursday) to 2 am, 9 August (Friday), frequently-used ATM, Internet, Mobile and Phone Banking services will be available. For more details, read "What services are affected by your system upgrade?".
You can continue to use your ATM card for NETS transactions or at AXS or SAM machines. You may also make signature-based purchases using your debit or credit card, during this period.

Stage 2
NO services will be available from 2 am to 1 pm, 9 August, including through the shared ATM network with UOB.
You may however, continue to make signature-based purchases using your credit card.

What do I need to do?

We encourage you to make all needed banking transactions by 1:59am on 9 August, in particular, withdrawing sufficient cash, transferring money or topping up your CashCard.

Apart from this, no action is needed on your part.

What services are affected by your system upgrade?

i) The following services will NOT be available from 4 pm, 8 August (Thursday) to 2 am, 9 August (Friday):

Banking Channel	Unavailable Service
Internet and Mobile Banking (Personal Banking)	Change Mailing Address Change Personal Details Account Opening (Current and Savings Account) Reactivate Account (Current and Savings Account) Manage E-alerts (Subscribe and Unsubscribe)
ATMs	Savings Account Consolidated Details Cheque Book Request Update Personal Particulars Quick Transaction Update Particulars (Update CDP Account No.)
Passbook Update Machine	Passbook Update
Phone Banking (Personal Banking)	Statement Request for Savings and Current Account / Credit Card Report Loss of Savings Passbook
Phone Banking (Business Banking)	Statement Request Cheque book request

All other services not listed above will be available up till 2 am, 9 August, including Velocity@ocbc for businesses. This means you can still withdraw cash, top up your CashCard and transfer money to that important someone till 2 am on 9 August.

You can also continue to use your ATM card for NETS transactions or at AXS or SAM machines. You may also make signature-based purchases using your debit or credit card.

ii) From 2 am to 1 pm 9 August (Friday), NO services, be it for Personal Banking or Business Banking will be available, including through the shared ATM network with UOB. Therefore, please withdraw enough cash, top up you CashCard, make the funds transfer to that important someone before 2 am on 9 August.

You may however, continue to make signature-based purchases using your OCBC credit card.

Will I be able to use my OCBC Visa/MasterCard credit card during your system upgrade?

Yes, you can continue to use your OCBC Visa/MasterCard credit card for payments and purchases over the entire period of the service disruption both locally and overseas.

However, you CANNOT make pin-based credit card cash advances at ATMs between 2 am and 1 pm on 9 August.

Will I be able to use my OCBC Visa/MasterCard debit card during your system upgrade?

You can continue to use your OCBC Visa/MasterCard debit card for signature-based payments and purchases or pin-based cash withdrawals at ATMs from 4 pm, 8 August (Thursday) to 2 am, 9 August (Friday) both locally and overseas.

From 2 am to 1 pm on 9 August however, these services will not be available.

Will I be able to withdraw cash using my OCBC ATM card at UOB ATMs?

Up till 2 am on 9 August, you can withdraw cash at OCBC ATMs as well as UOB ATMs through the shared ATM network.

From 2 am to 1 pm on 9 August, you will NOT be able to withdraw cash at both OCBC and UOB ATMs using your OCBC ATM card.

Therefore, please withdraw enough cash for your use to cover the period when all our ATMs are down from 2 am to 1 pm on 9 August.

Will I be able to use my ATM card for NETS transactions or at AXS and SAM machines?

Up till 2 am on 9 August, you can use your OCBC ATM card for NETS transactions or at AXS and SAM machines.

From 2 am to 1 pm on 9 August, these services will NOT be available.

Will I be able to use my ATM card overseas?

Up till 2 am on 9 August, you will be able to continue using your OCBC ATM card overseas.

You will not be able to do so from 2 am to 1 pm, 9 August.

Will I be able to receive SMS alerts on my transactions during your system upgrade?

You will continue to receive SMS alerts on your transactions from 4 pm, 8 August to 2 am, 9 August. This service will not be available from 2 am to 1 pm on 9 August.

Will I be able to receive SMS/e-mail alerts on eAlerts@ocbc during the system upgrade? (Business Banking cus. only)

From 4 pm 8 August to 2 am 9 August, you will be able to continue receiving push notification on individual transactions for Incoming and Outgoing Funds.

All on-demand alerts will also be available during this period, except Suspend or Reactivate Daily Available Account Balance.

From 2 am to 1 pm, 9 August, all notifications will not be available.

What if I urgently need money when your services are disrupted?

We encourage you to withdraw sufficient cash by 1:59am on 9 August.

If you urgently require cash between 2 am and 1 pm on 9 August, please contact us at 1800 363 3333.

Why is there a need for a system upgrade?

The system we are upgrading is the core engine of our banking system. While we have been maintaining the system regularly, the system has been in place for several years. It is therefore timely for us to overhaul the system to ensure the continued smooth delivery of services to customers.

WHY ARE THERE TWO STAGES TO SERVICE DISRUPTTIONS?

The two-stage service disruption was designed to minimise the inconvenience to you as we could limit the duration when all services are NOT available. This happens in the second stage, between 2 am and 1 pm on 9 August.

From 4 pm, 8 August (Thursday) to 2 am, 9 August (Friday), we will continue to avail frequently-used ATM, Internet, Mobile and Phone Banking services. For more details, read "What services are affected by your system upgrade?".

HOW ARE YOU INFORMING CUSTOMERS ABOUT THIS?

We are alerting customers through various channels including press advertisements, letters, e-mails and SMSes.

In addition, we are also putting up notices at our branches, ATMs, OCBC Internet webpages and social media channels to inform customers of the system upgrade and service disruption.

WHAT HAPPENS IF YOU ARE UNABLE TO RESUME SERVICES BY 1PM ON 9 AUGUST?

We have been working on this planned system upgrade for over a year and have a strong and dedicated team of system engineers who are committed to restoring system capabilities by 1 pm on 9 August.

In the unfortunate event that this does not happen, we will alert customer via our Internet sites as well as social media channels such as Facebook and Twitter. We will do our utmost to ensure that a delay, if any, is not prolonged.

Will my account information change as a result of your system upgrade?

There will be no change to any of your account information.

Back to Top

For more enquiries please call us at 1800 363 3333.

 

 

 

 

၂၀၁၃ခုႏွစ္မွာ စကၤာပူမွာအလုပ္လက္မဲ့ေလးေတြ တေျဖးေျဖးမ်ားျပားလာ!

Credit @ Ko Nge

စကၤာပူမွာ ၂၀၁၃ခုႏွစ္မွာ အလုပ္လက္မဲ့ေတြမ်ားလာၿပီး အခုထိ၀င္ေငြလစာနည္းတဲ့သူေတြမ်ားေနတုန္းပါဘဲ! လူေနမႈစရိတ္ေတြသာတက္လာၿပီး ၀င္ေငြလစာက တက္ လာတာမဟုတ္ပါဘူး! ဒါေၾကာင့္ ဒီမွာ Technicianပညာရွင္အဆင့္အလုပ္လြယ္တဲ့  Polytechnic ဒီပလိုမာ ေလာက္ႏွင့္ဘဲ ေက်ာင္းၿပီးေအာင္ ႀကိဳးစားလာက်တာကို သတိထားေတြ႔ရွိမိပါတယ္၊ ဒီအဆင့္က လစာ ေဒၚလာ ၁၆၀၀-၂၅၀၀ထိဘဲ အမ်ားဆံုး ရဆတာပါ၊ ဒီမွာက NUS တကၠသိုလ္ေက်ာင္းတက္တဲ့သူေတြ ရာခိုင္ႏႈန္း ႏွင့္

တြက္ၾကည့္လိုက္ရင္ အမိျမန္မာကထက္ အလြန္နည္း လြန္းပါတယ္၊ ဒါကိုအမိေရႊေလးေတြက အခြင့္ေကာင္း ယူတတ္ဖို႔လိုပါတယ္ေနာ္....

 

ဒါေၾကာင့္ ေရႊေလးေတြ အမိျပည္ကဘြဲ႕ရေလးေတြႏွင့္ ႏိုင္ငံတကာ အသိမွတ္ျပဳလက္မွတ္ေလးေတြရွိရင္လဲ ဒီက Technicianအဆင့္္ေလာက္လစာဘဲရက်မွာပါဘဲေလ၊ ေနာက္ၿပီးေျပာေနက်တယ္အမိျပည္ကဘြဲ႕ေတြသံုးစားလို႔ မရဘူးလို႔ေျပာတယ္ ဒါမွားေနပါတယ္လို႔ေျပာခ်င္တာပါ၊ ပညာေရးအဆင့္နိမ့္တာဘဲရွိပါတယ္၊ ေနာက္ထပ္ ႏိုင္ငံတကာက အသိမွတ္ျပဳ ဒီပလိုမာေလးတခုေလာက္ ကိုရေအာင္ႀကိဳးစားၿပီး ဒီကိုလာရင္ ဒီမွာရွိတဲ့ သူေတြ ထက္သာပါတယ္လို႔ေျပာခ်င္ပါတယ္ ေနာက္ၿပီး  သူေနရာ ႏွင့္သူ  မိမိက ႏိုင္ငံျခားဘာသာ တမ်ိဳး၊ ႏွစ္မ်ိဳးကၽႊမ္းက်င္စြာေကာင္းမြန္စြာေျပာတတ္ဖို႔က မိမိရမဲ့ရာထူး၊ေနရာ၊လစာေတြအတြက္အလြန္တရာအေရးႀကီးပါတယ္လို႔ ေျပာခ်င္တာပါ၊ မေမ့က်ပါႏွင့္ေရႊေလးတို႔ေရ....

 

ဒီမွာNUS ဘြဲ႕ရေတြကေတာ့ ေဒၚလာ ၂၅၀၀-၄၀၀၀ ေလာက္ကရတာကိုး! ဒါက အုပ္စုေတြရဲ႕မန္ေနဂ်ာေလးေတြျဖစ္လာမဲ့ တကယ့္အရာရွိေလးေတြပါ၊  ဒီမွာ လစာေကာင္းေကာင္းရရင္ ေကာင္းေကာင္း Presure မ်ားတဲ့ အစည္းအေ၀းေတြမွာ ေန႔တိုင္းတက္ရၿပီး အေျပာခံအဆိုခံၿပီး မိမိအေပၚပစ္လႊတ္လိုက္တဲ့ ပစ္မွတ္ေတြကိုလႊတ္ေအာင္ ျငင္းခုန္ေနရတာပါေနာ္! ကဲ!လိုခ်င္ေသးလား  တယ၀န္ခံ Tream Leader ႏွင့္ Manager ေနရာေလးေတြပါ၊  တကယ္အျဖစ္္ရပ္မွန္ေလးပါ...အသိေတြထဲမွာရွိပါတယ္ ဒီက NUS ေက်ာင္းၿပီးလို႔ မန္ေနဂ်ာတက္လုပ္တာ ဒီလို ဒဏ္ေတြမခံႏိုင္လို႔ ရိုးရိုး အင္ဂ်င္နီယာဘဲလုပ္ခ်င္ပါသတဲ့ဗ်ာ! အခုေတာ့ ေနရာေကာင္းေကာင္းေလးမွာ အသားက်သြားပါၿပီ....ဒီမွာ ေျပာခ်င္တာက လစာမ်ားမ်ားလိုခ်င္ရင္ ဒီလိုဒဏ္ခံႏိုင္လား အရင္စဥ္းစားပါေနာ္...လစာကေတာ့ အဆေပါင္းမ်ားစြာကြာပါတယ္....

ဒါကေျပာစရာမလိုတဲ့စကာၤပူေတြရဲ႕စီးပြားေရးအျခအေန ကိုေဖာ္ျပေနတာပါဘဲ! ကၽႊန္ေတာ္အလုပ္ႏွင့္ ဆက္စပ္ ေနတဲ့တျခားကုမၸဏီေတြမွာအရင္ႏွစ္ေတြမွာ ေရႊျမန္မာ အင္ဂ်င္နီယာ ေလးေတြ အမ်ားႀကီးပါဘဲ!

အခုမေတြ႕ရသေလာက္ပါဘဲ၊ ဒီမွာက အားလံုးလိုလို Project Tream ေတြႏွင့္ ၄ွႏွစ္ တႀကိမ္ေလလံဆြဲက်ရၿပီး Contract စနစ္ေတြႏွင့္လုပ္ေလ့ရွိသကိုး! ဆိုလိုတာက ကုမၸဏီေတြကန္ထရိုတ္ ဆက္မရရင္အလုပ္ျပဳတ္ၿပီေပါ့၊

 

 

MOM released the Employment Situation, Second Quarter 2013 report today. Unemployment edged up, though it was still low and employment creation remained high. Layoffs have increased and there may be more workers affected, as we restructure our economy. But, we will continue to help jobseekers find employment quickly. Read more in the Employment Situation, Second Quarter 2013 report here:

statistical standards recommended by the International Labour Organisation.

Labour Market Statistical Information.. http://stats.mom.gov.sg/Pages/Home.aspx

mrsd_Q22013empsit

ဒီမွာ မိမိေနထိုင္ရာအရပ္ေတြရဲ႕ စရိတ္ေတြကို တြက္ခ်က္ၾကည့္လို႔ရပါတယ္...

Cost of living in Singapore..http://www.numbeo.com/cost-of-living/city_result.jsp?country=Singapore&city=Singapore

 

 

Do you live in Singapore? We need your help: Add data for Singapore!

 

http://www.contactsingapore.sg/why_singapore/about_singapore/cost_of_living_calculator/

အသက္ေမြး၀မ္းေက်ာင္း တကၠသိုလ္အခ်ဳိ႕ ေက်ာင္း၀င္ခြင့္ အမွတ္မ်ားကို တုိးျမႇင့္ကာ ေက်ာင္းသားဦးေရ ကို ေထာင္ဂဏန္းေက်ာ္ ေလွ်ာ့ခ်ေခၚယူ..

We make tools Your make do!

 

 

 

တကၠသိုလ္၀င္ခြင့္ ေလွ်ာက္ထားရန္ အမွတ္စာရင္း ထုတ္ယူေနၾကသူမ်ားကို ေတြ႕ရစဥ္

အသက္ေမြး၀မ္းေက်ာင္း တကၠသိုလ္အခ်ဳိ႕၌ ၂၀၁၃-၁၄ ပညာသင္ႏွစ္အတြက္ ေက်ာင္...း၀င္ခြင့္မ်ား ေခၚယူရာတြင္ ၀င္ခြင့္အမွတ္မ်ားကို ယခင္ႏွစ္ကထက္ တိုးျမႇင့္ထားၿပီး ေက်ာင္းသားဦးေရကိုလည္း ေထာင္ဂဏန္းေက်ာ္ ေလွ်ာ့ခ်ေခၚယူထားေၾကာင္း ပညာေရး ၀န္ႀကီးဌာနမွ သိရသည္။

အသက္ေမြး၀မ္းေက်ာင္း တကၠသိုလ္မ်ားျဖစ္သည့္ ေဆးတကၠသိုလ္မ်ား၊ သြားဘက္ဆိုင္ရာ ေဆးတကၠသိုလ္မ်ား၊ ေဆး၀ါးတကၠသိုလ္မ်ား၊ ေဆးဘက္ဆိုင္ရာ နည္းပညာ တကၠသိုလ္မ်ား၊ သူနာျပဳ တကၠသိုလ္မ်ား၊ အေျခခံက်န္းမာေရး တကၠသိုလ္၊ တိုင္းရင္းေဆး တကၠသိုလ္၊ နည္းပညာ တကၠသိုလ္မ်ား၊ အစိုးရ နည္းပညာေကာလိပ္မ်ားႏွင့္ အစိုးရ စက္မႈလက္မႈ သိပၸံမ်ား၊ ကြန္ပ်ဴတာ တကၠသိုလ္မ်ား၊ ျမန္မာႏုိင္ငံ ေရေၾကာင္းပညာ တကၠသိုလ္၊ ျမန္မာႏုိင္ငံ ေလေၾကာင္းႏွင့္ အာကာသပညာ တကၠသိုလ္၊ စီးပြားေရး တကၠသိုလ္မ်ားႏွင့္ ပညာေရး တကၠသိုလ္မ်ားအနက္မွ နည္းပညာ တကၠသိုလ္မ်ား၊ အစုိးရနည္းပညာ ေကာလိပ္မ်ားႏွင့္ အစိုးရ စက္မႈလက္မႈ သိပၸံမ်ားႏွင့္ ကြန္ပ်ဴတာ တကၠသိုလ္မ်ားတြင္ ေက်ာင္း၀င္ခြင့္ ေလွ်ာက္ထားႏိုင္သည့္ အနိမ့္ဆံုး ၀င္ခြင့္ရမွတ္မ်ားႏွင့္ ၀င္ခြင့္ျပဳႏုိင္မည့္ ေက်ာင္းသားဦးေရမွာ ယခင္ႏွစ္မ်ားႏွင့္ ႏႈိင္းယွဥ္ပါက သိသာစြာ ကြာျခားမႈမ်ား ရွိေနခဲ့သည္။

အစုိးရနည္းပညာ ေကာလိပ္မ်ားႏွင့္ အစိုးရစက္မႈလက္မႈ သိပၸံမ်ား၌ ေက်ာင္း၀င္ခြင့္ ေလွ်ာက္ထားႏုိင္သည့္ တကၠသိုလ္၀င္တန္း စာေမးပြဲ အနိမ့္ဆံုးရမွတ္ သတ္မွတ္ခ်က္မ်ားမွာ ၂၀၁၁ ခုႏွစ္တြင္ ၃၂၀ မွတ္ႏွင့္ အထက္၊ ၂၀၁၂ ခုႏွစ္တြင္ ၃၆၀ မွတ္ႏွင့္အထက္၊ ယခုႏွစ္တြင္ ၃၇၀ မွတ္ႏွင့္အထက္ သတ္မွတ္ထားခဲ့ၿပီး ေက်ာင္း၀င္ခြင့္ျပဳႏုိင္မည့္ ေက်ာင္းသားဦးေရ သတ္မွတ္ခ်က္မွာလည္း ၂၀၁၁ ခုႏွစ္တြင္ ၂၉၂၅၀ ဦး၊ ၂၀၁၂ ခုႏွစ္တြင္ ၁၆၀၀၀ ဦး၊ ယခုႏွစ္တြင္ ၁၁၆၅၀ ဦး သတ္မွတ္ထားခဲ့သည္။

ကြန္ပ်ဴတာ တကၠသိုလ္မ်ား၌ ေက်ာင္း၀င္ခြင့္ ေလွ်ာက္ထားႏိုင္သည့္ တကၠသိုလ္၀င္တန္း စာေမးပြဲ အနိမ့္ဆံုးရမွတ္ သတ္မွတ္ခ်က္မ်ားမွာ အမွတ္ ၃၆၅ မွတ္ႏွင့္အထက္ သံုးႏွစ္ဆက္တိုက္ ေျပာင္းလဲမႈ မရွိခဲ့ေသာ္လည္း ေက်ာင္း၀င္ခြင့္ျပဳႏုိင္မည့္ ေက်ာင္းသားဦးေရမွာ ၂၀၁၁ ခုႏွစ္ႏွင့္ ၂၀၁၂ ခုႏွစ္တို႔တြင္ ၇၀၀၀ ဦး သတ္မွတ္ခဲ့ေသာ္လည္း ယခုႏွစ္၌မူ ၅၂၄၀ ဦးသာ သတ္မွတ္ခဲ့သည္။


Ref:news-eleven

 

 

ဘယ္လိုဘဏ္ေတြမွာ ဘယ္လိုနည္းေတြႏွင့္ ေငြေခ်းမလဲ?

Credit @ Ko Nge

ဘယ္လိုဘဏ္ေတြမွာ ဘယ္လိုေငြေခ်းမလဲ?

ဘယ္လိုအတိုးယူလဲ?

ဘယ္လိုျပန္ဆပ္ရလဲ?

ဘယ္ေလာက္ျပန္ဆပ္ရလဲ?

ဘယ္ႏွစ္ထိေငြေခ်းဌားေပးလဲ?

ဒါေတြကိုေတာ့ ေခ်းဌားတဲ့သူတိုင္းသိခ်င္က်မွာပါ! သိလဲသိထားရမွာပါ!

 

ဒါေပမဲ့ ဘယ္လိုဘဏ္ေတြက ဘယ္လိုနည္းေတြႏွင့္ ဘယ္လိုေခ်းဌားေပးသလဲဆိုတာကိုေတာ့ ႏႈိင္းယွဥ္ၾကည့္သင့္ပါတယ္၊ ဒါမွ မိမိရဲ႕၀င္ေငြထြက္ေငြေတြကို ခ်င့္ခ်ိန္တြက္ခ်က္လို႔ရမွာေပါ့၊

အထူးသျဖင့္ ကိုယ္ပိုင္တႏိုင္ စီးပြားေရးစတင္ခ်င္တဲ့သူေတြ ပိုအေရးႀကီးပါတယ္၊ ေနာက္ၿပီး ဒီမွာက အမိျမန္မာျပည္ကလို ေငြရွိမွ လုပ္ငန္းစရတာမဟုတ္ပါဘူး! လိုအပ္ေနတဲ့ အရင္းမႏွီးေငြေတြကို ဘဏ္ေတြကေနေခ်းဌားလို႔ရပါတယ္၊ ႏွစ္ရွည္ႏွစ္တိုရပါတယ္၊ မိမိရဲ႕ လုပ္ငန္းအေတြ႔အႀကံဳ လုပ္ငန္းကၽႊမ္းက်င္မႈေတြအေပၚမွာဘဲ အလြန္အေရးႀကီးပါတယ္၊ ဒီမွာက Customer Service ေတြဘဲဆိုေတာ့ လူအားႏွင့္ အဓိကထားလုပ္တာပါ၊အမွားမခံပါဘူး!

ကိုယ္ျမင္ေတြ႔ထားတာႏွင့္ တကယ္တန္းလက္ေတြ႔လုပ္ၾကည့္မွ အဆင္ေျပတာရွိသလို ထင္သေလာက္ မျဖစ္လာတာကိုလဲေတြ႔ရမွာ ျဖစ္ပါတယ္၊ အေတြ႔အႀကံဳေတြႏွင့္ အသိုုင္းအ၀န္းပန္႔ပိုးမႈကလိုအပ္သကိုး!

မိမိလုပ္ကိုင္ေနတဲ့ Service ေလးေတြမွားေနတေတြကိုလဲ ခ်က္ခ်င္းျမင္ႏိုင္ျပင္ႏိုင္ဖို႔အလြန္အေရးႀကီး ပါတယ္၊ အဓိက မိမိလုပ္ငန္းအျမတ္ရဖို႔ အေရးအႀကီးဆံုးပါဘဲ! ဒါမွာလဲေရွ႕ဆက္စခန္းသြားႏိုင္မွာ ျဖစ္တာကိုး! အရႈံးႏွင့္ဆို ဘယ္ဆက္ရပ္တည္ႏိုင္ပါမလဲ?

ဘယ္လို႔ဒီစကားေျပာရလဲဆိုေတာ့ လုပ္ငန္းအကြက္ျမင္တတ္တာက ေလ့လာစပ္စုအတုခိုးတတ္တဲ့သူေတြ မွျဖစ္တာပါ၊ ေနာက္ၿပီး အားလံုးခ်ိဳးျခံေျခြတာတတ္ရပါတယ္၊

 

စကားမစပ္ မိမိေတြ႔ႀကံဳခဲ့ဖူးတဲ့ အမိျမန္မာျပည္က လုပ္ငန္းအေတြ႔အႀကံဳေလးပါ....

တခ်ဳိ႔လူေတြက မိမိေငြရွိတယ္ဘာရွိတယ္ဆိုၿပီး မိမိကိုယ္ဘ၀င္ျမင့္ေနတတ္ၿပီး အမွန္တကယ္ သူဘာမွ မသိပါဘူး! (မိမိကိုလူအထင္ႀကီးေအာင္ဟိုက္ဟန္လုပ္ေနတာဘဲရွိပါတယ္)!

ေနာက္ၿပီး လုပ္ငန္းစစခ်င္းပထမတႏွစ္၊သံုးေလးႏွစ္ထိတက္ၾကြေနတတ္ၿပီး ၾကာလာရင္ လုပ္ငန္းျပိဳင္ဖက္ ေတြေပၚလာတတ္ပါတယ္၊ ဘာလို႔ေျပာရင္ ဒါေတြဟာေရႊေတြရဲ႕အက်င့္ေတြပါဘဲ? မိမိအသုိင္းအ၀န္းမွာ

ေအာင္ျမင္လာတျမင္ရင္ လု္ိက္လုပ္တတ္တဲ့အက်င့္ေတြေၾကာင့္ပါ! အဓိက မိမိႏွင့္အတူတြဲလုပ္ေနတဲ့သူ သို႔မိမိ၀န္ထမ္းအသိုင္းအ၀ိုင္း အရင္းႏွီးရွိတဲ့သူေတြ၊အတြင္းကလူေတြဘဲ စည္းေဖာက္ၿပီးလုပ္ငန္းခြဲ သြားတတ္ တဲ့အက်င့္ေတြေၾကာင့္ပါ၊ ရွင္းရွင္းေျပာရင္ဦးေႏွာက္ေဖာက္စားတယ္ဆိုတာပါ! လုပ္ငန္းတိုးတက္လို႔ လုပ္ငန္းဆက္ခ်ဲ႕ရမွာကို ဟိုေနရာလိုခ်င္ဒီေနရာယူခ်င္လို႔ ခြဲထြက္သြားကေတာ့ ေသၿပီေပါ့ လုပ္ငန္းကေအာင္ျမင္ရက္ႏွင့္ဆက္ေရွ႕မတို္းႏိုင္ျဖစ္ၿပီးတျခားအရင္းႏွီးရွိသူေတြတက္သြားကုန္တာေပါ့၊      

ဒါက အမွန္တကယ္ ေရႊလို႔ေျပာေျပာေနတဲ့ အမိဗမာေတြရဲ႕ အက်င့္စာရိတၱေတြပါ၊ ဘာလဲဆိုေတာ့ အေျခခံ စည္းမ်ဥ္းစည္းကမ္းေတြ မရွိက်လို႔ပါဘဲ? အလုပ္ႏွင့္မသက္ဆိုင္တဲ့သူေတြ ၀င္ေရာက္စြတ္ဖက္တတ္တဲ့ အက်င့္ေတြပါ၊ လုပ္ငန္းရွင္သူေဌးဆိုတာက အလုပ္မွာ ၀င္လုပ္ကိုင္ေနမွ အမွန္တကယ္လုပ္ငန္းစီမံခန္႔ခြဲေနမွလုပ္ငန္းခြင္မွာ ၀င္ေရာက္စြတ္ဖက္ခြင့္ရွိတာပါ၊ လုပ္ငန္းအုပ္ခ်ဳပ္သူ ဒါရိုတ္တာေတြႏွင့္ မန္ေနဂ်ာ ေတြဆိုတာက မိမိရဲ႕လုပ္ငန္းကိုျမတ္ေအာင္လုပ္ေပးေနသူေတြပါ၊ အခုဟာက မိမိလုပ္ငန္းမွာ ပိုင္ရွင္သူေဌးဆိုတာႏွင့္ သူ႔အသိုင္းတခုလံုး၀င္ေရာက္လာၿပီး ပါ၀ါေတြျပေတာ့တာဘဲ! အလုပ္သမားေတြပ ဘယ္သူစကားကိုနားေထာင္ရမလဲျဖစ္ၿပီး လူေကာင္းေတြထြက္ကုန္ေတာ့ အစကေနျပန္စေနရေတာ့ လုပ္ငန္းေရွ႕ဆက္မတက္ႏိုင္ဘဲ ဘယ္ေလာက္ဘဲ ရာထူးႀကီးေနပါေစ လူသစ္တေယာက္ကို မိမိလုပ္ငန္း အေၾကာင္းနားလည္ေအာင္  “က” ကေန “အ ”ထိ သင္ေပးေနရတုန္းပါဘဲ!

ဒါက ေရႊေတြရဲ႕ လက္ရွိလူစြမ္းအားအရင္းအျမစ္ေတြပါဘဲ! အမွန္တကယ္ ေစ်းကြက္ကို ဘယ္လိုနည္းေတြ ႏွင့္ေဖာက္ရမယ္ဆိုတာ ျမင္ႏိုင္တဲ့လူေတြ Marketing ေတာ္တဲ့ အေရာင္းသမားေတြအလြန္နည္းပါတယ္! ဆိုလိုတာက Project ႏိုင္တဲ့လူေတြအရမ္းကိုနည္းပါတယ္၊ အားလံုးက Projectေတြမွာ ေငြမ်ားမ်ားတာ ခ်ေပးက်ပါ အမွန္တကယ္ လုပ္ႏိုင္တယ္လို႔ထင္ေနက်တာပါဘဲ! တကယ္ခ်ေပးလိုက္ အျမတ္အေျပာႏွင့္ အရင္းေတာင္ျပန္မရပါဘူး!လက္ေတြ႕ပါေနာ္! အေျပာႏွင့္ လက္ေတြ႕တျခားစီပါဘဲ!

ေနာက္ၿပီး လက္ရွိႏိုင္ငံျခားမွာေရာက္ေနတဲ့ အသိပညာရွင္တေယာက္ေတြေျပာဖူးတယ္ လစာနည္းနည္း ဘဲေပးက်လို႔တဲ့ ! ႏိုင္ငံျခားကလို လစာ ေပးပါလားတဲ့!  အမိျမန္မာျပည္က အားလံုးေပးတဲ့ ႏႈန္းထားဘဲေပးႏိုင္မွာေပါ့လို႔၊

ဒါေၾကာင့္ လိုခ်င္တဲ့ Budget ေငြေတြေပးမယ္ မင္းတို႔ကုိယ္တာ၀န္ယူထားတဲ့ အလုပ္ေတြတာ ျမတ္ေအာင္ လုပ္ေပး ဘယ္သူေဌးမဆိုေပးပါတယ္လို႔ ေလာေလာဆယ္မင္းတို႔လုပ္မဲ့ Plan ေတြတာ ခ်ျပ အမွန္တကယ္ အျမတ္ရာခိုင္ႏႈန္းမ်ားမ်ားျဖစ္ႏိုင္ရင္ လိုအပ္တဲ့ေငြေတြခ်ေပးမယ္လို႔ေျပာေတာ့ ဘယ္  Plan ဘာစာရြက္ စာတမ္း ဘယ္ေစ်းကြက္အခ်က္ေတြစုေဆာင္းးထားတာမွ မရွိက်ဘူးေလ! ဒီလိုလူေတြကိုတာ ေငြပံုအကုန္ တာအပ္လုိက္မိရင္    လမ္းေဘးေရာက္မဲ့ကိန္းေတြေလ!

"ဒီမွာက လုပ္ငန္းအေတာ္ေတာ္မ်ားမ်ားက  တဆင့္ခံ Agency ေတြဆီကႏွင့္ မိမိလုိအပ္တာေတြ ေလာက္ဘဲ ခဏအခ်ိန္ပိုင္းေလာက္လဘဲ အလုပ္သမားေတြေခၚယူေလ့ရွိၿပီး မလိုရင္လဲခ်က္ခ်င္းျဖဳတ္ ေလ့ရွိပါတယ္”  ဒါကမတူညီတဲ့ အလုပ္သမားလူတန္းစားတရပ္ပါ အၿမဲတန္းခန္႔တယ္ဆို အလြန္တရာနည္းပါလြန္းပါတယ္ ဆိုတာကို သတိထားမိပါတယ္၊  အလုပ္ရွင္ေတြက အလုပ္သမားေတြ ထြက္မွာကို မေၾကာက္က်သလို အလုပ္သမားေတြကလဲ လစာတိုးလိုခ်င္ရင္ အလုပ္ေျပာင္းမွာ ပိုရတာမ်ားတတ္ပါတယ္!  တေနရာထဲ အလုပ္ၿမဲၿပီး အၾကာႀကီးလုပ္ေနတာကို မရွိသဆလာက္ပါဘဲ! အဲ! ေရႊေတြတခ်ိဳ႕မွာေတာ့ ေတြဖူးတယ္ ၈ႏွစ္ ၁၅ႏွစ္ ကုမၸဏီတခုထဲမွာကို!

ေနာက္ၿပီးဒီမွာ ေငြလိုရင္ ဘယ္အေပါင္းအသင္းေတြဆီကမွေခ်းဌားလို႔မရႏိုင္ပါဘူး! အားလံုးသူဟာ သူလံုးခါလိုက္ေနက်နာပါ....ဒါေတြေၾကာင့္ ဘဏ္ေတြကိုဘဲ အားကိုးေနရတာပါ၊ ဒါေတာင္ ဒီကစကာၤပူေတြႏွင့္ PRေတြကို လစာနည္းတဲ့သူေတြကို တလ ၀င္ေငြေဒၚလာ၁၆၆၆.၆၇ ေအာက္ရတဲ့ သူေတြကို ဘယ္ဘဏ္ကမွာေငြေခ်းေပးမွာ မဟုတ္ပါဘူး!  ဒါေၾကာင့္ အျပင္က အေပါင္ဆိုင္ ကို ဘဲ အားကိုးေနက်ရတာပါ၊ဒါေတာင္ ေရႊေတြ ပလက္တီနမ္ေတြ နာရီအေကာင္းစားေလးေတြရွိမွေနာ္!  ႏိုင္ငံျခားသားေတြဆို တလာေဒၚလာ ၃ေထာင္ ၄ေထာင္ေလာက္ရတဲ့လူေတြမွာ ဘဏ္ကေငြထုတ္ ေခ်းေပးတာပါေနာ္!....
ဒီမွာဘယ္ဘဏ္ေတြမွာ ဘယ္လိုအတိုးေတြႏွင့္ဘယ္လိုစည္းမ်ဥ္းေလးေတြရွိတယ္၊ စကာၤပူကရွိတဲ့ ျပည္တြင္းဘဏ္ေတြ ႏိုင္ငံျခားဘဏ္ေတြ ကိုႏိႈင္းယွဥ္လို႔ရေအာင္ တင္ေပးလိုက္ပါတယ္...တြက္ခ်က္ၾကည့္လိုက္က်ပါအံုးေနာ္!

 

 

 

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• View Latest Home Loan Packages

  Review the most up-to-date Singapore Home Loan rates
  from all major banks and get the best deal in town!

• Save Time & Save Money

  Filter, calculate and compare all the loan packages that
  are relevant to you through our easy-to-use wizard!

• Free Expert Advice

  Get expert advice from our in-house Mortgage Specialists
  who will help you apply for your loan and push for approval!

See how SmartLoans can help you save on other loan types

Compare more than just home loans on SmartLoans. Choose a loan to
find out more.

• 

  Singapore Home Loans

  Buying a new residential property? Use the Home Loan Wizard to calculate your monthly payments and compare rates.
  Calculate Now
• 

  Mortgage Refinancing

  Refinancing your mortgage can help you save a lot of money. Use the Refinancing Wizard to find out just how much you stand to save.
  Calculate Now
• 

  Commercial Property Loans

  Buying a commercial property? Use the Commercial Loan Wizard to calculate your monthly payments and compare rates.
  Calculate Now
• 

  Home Equity & Term Loans

  Cash-out refinancing allows you to unlock some cash from your existing property. Find out how much cash you can free up here.
  Learn More
• 

  Renovation Loans

  Renovate your home and pay in affordable monthly installments via a Renovation Loan instead of paying the full amount upfront.
  Learn More
• 

  Education Loans

  Take up an Education Loan for tertiary education or professional courses. Available for both local and overseas courses.
  Learn More
• 

  Business Loans

  Business Loans can maximize your business potential by supporting cashflow for expansion or additionall inventory purchases.
  Learn More
• 

  Personal Loans

  Take a personal loan to consolidate debts, go on vacation, fund your dream wedding or any miscellaneous expense quickly and easily.
  Learn More

How does SmartLoans help you?

SmartLoans is Singapore's first free-to-use loan comparison platform that allows you to easily search, compare and enquire about the best home loans, mortgages and other types of loans available in Singapore.

We utilize advanced web technology to intelligently filter, calculate and tabulate results into a single page for easy home loan or commercial property loan comparison. Indicate which packages you are interested in and a SmartLoans Mortgage Specialist will contact you with more information.

Making us your single point-of-contact makes your home loan application smooth and hassle-free. We work directly with the processing departments of banks, so your loan gets processed faster and more efficiently. We may even be able to get you better rates than what’s published because we refer a high volume of clients to banks. We guarantee you'll never find better rates anywhere else!

Compare Now 

Latest SIBOR & SOR Trends

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	3-mth SIBOR
	3-mth SOR

SIBOR Trend    SOR Trend    SIBOR vs SOR Trend

Useful Home Loan Articles

• Singapore Home Loan Basics
• Singapore Home Loan Comparison: A how-to guide
• Which banks give the best housing loan in Singapore?
• How can I lower my home loan interest rates?
• The difference between SIBOR and SOR rates
• Glossary of Singapore Mortgage Loan Terms & Jargon
• What you should know regarding Commercial Property Loan
• 10 Common Mortgage Mistakes
• Difference Between Fixed and Floating Rate Mortgages
• Refinancing vs Repricing your mortgage
• Tips to getting the best home loan
• Types of Mortgage Packages and features
• An expat guide to home ownership in Singapore

SmartLoans.sg Loans & Tools

Singapore Housing Loans

  - Singapore Home Loan Calculator

  - Mortgage Refinancing Calculator

Singapore Commercial Property Loans

  - Commercial Property Loan Calculator

Singapore Personal Loan

Singapore Renovation Loan

Singapore Education Loan

Singapore Business Loan

Singapore Home Equity & Term Loan

Other MoneySmart Sites

SmartInsurance.sg - Compare Singapore Car Insurance

SmartCredit.sg - Compare Singapore Credit Cards

MoneySmart.sg - Personal Financing Tips & Tricks

Other Property Tools

ABSD Calculator

Property Tax Calculator